Phillips 66 Employees • LA-Area Refinery Closure
Secure Your Retirement: Roll Over Your Phillips 66 401(k) the Right WayWith operations expected to cease in Q4 2025, many Phillips 66 employees are asking what to do with their 401(k). This guide shows exactly how to protect your tax advantages, avoid the 60-day trap, and move into a…
You can be bored in retirement... Really!?It's true.
You spent a majority of your life on this planet working for others.
You might have been a mother with many children, a busy executive, or a stressed small business owner. These are just a few roles people take on in their youth to earn money and support their…
As the leaves begin to change, the air gets crisper, and sweater weather settles in, fall isn’t just about pumpkin spice and cozy nights — it’s also prime time for fall financial planning. If you want to stride into the year ahead confident, calm, and with your financial house in order, now is…
If you’ve ever watched a fast-paced lacrosse or ice hockey game, you know how quickly decisions need to be made. Every pass, every move, every moment requires awareness, strategy, and trust in your teammates. What if I told you those qualities translate beautifully to investing? Today, I want to share investing lessons, lacrosse,…
A Day of Independence: What July 4th RepresentsThe Fourth of July is more than just a day off work; it symbolizes the birth of our nation and the values of freedom and independence that we hold dear. On this day in 1776, the Declaration of Independence was adopted, marking a pivotal moment in history that…
As the warmth of summer envelops us, it's an opportune moment to reflect on our financial well-being. Conducting a mid-year financial check-up allows you to assess your progress, make necessary adjustments, and ensure you're on track to achieve your financial goals. Let's explore key areas to focus on during this mid-year review.
Reevaluate Your Budget
Begin by…
Grave stones at Arlington National Cemetery
Understanding Memorial Day: A Brief HistoryMemorial Day, observed on the last Monday of May, is a solemn day dedicated to honoring the men and women who have died in military service to the United States. The origins of Memorial Day trace back to the aftermath of the Civil War, a…
Los Angeles Refinery in Wilmington, CA
The closure of the Phillips 66 refinery in Wilmington, California, is an important moment for employees to take control of their financial future. If you have a 401(k) plan through Vanguard, you may be wondering what’s next for your retirement savings. One of the best steps you can take is…
Market Overview: A Week of VolatilityAs we bid farewell to the last week of February 2025, the stock market has once again proven its unpredictable nature. The NYSE, NASDAQ, and DJIA have experienced a rollercoaster of movements, reflecting investor sentiment and external economic factors. This recap aims to provide a comprehensive overview of the key…
Market Overview: A Week in ReviewAs we wrap up another week in the financial markets, investors are left to assess the performance of the NYSE, NASDAQ, and the Dow Jones Industrial Average (^DJI) for the week ending February 21, 2025. This week saw a blend of volatility and opportunity as market participants reacted to economic…
Investing is a journey, one that requires careful planning and thoughtful decision-making. For our clients, building a balanced investment portfolio is not just about growing wealth; it's about securing a future that honors personal values and community responsibilities. One of the most effective strategies to achieve this is diversification.
Understanding Diversification
At its core, diversification is the…
The Big Game isn’t just about football—it’s a showcase of strategy, preparation, and high-stakes decision-making. While millions of fans watch for the action on the field in New Orleans this year, there are also valuable lessons that investors can take from the teams, the brands, and the game itself. The principles that lead to success…
Planning for a secure retirement is a journey that requires thoughtful preparation and informed decisions. It's about ensuring that the years ahead are not just comfortable but also fulfilling. Let's explore some strategies to help you maximize your retirement and achieve a secure future.
Start Saving EarlyThe earlier you begin saving for retirement, the more time…
Let's analyze how inflation affects various asset classes and ways to safeguard your purchasing power.
As we navigate the golden years of life, it's natural to reflect on the journeys we've undertaken, the wisdom we've gained, and the legacies we wish to leave behind. For our clients, including those within the Native American community, ensuring that…
Managing your finances wisely means not only making smart investments but also understanding how to keep more of what you earn by minimizing taxes. Taxes can take a significant bite out of your investment returns, but with thoughtful planning, you can reduce this impact and ensure your hard-earned money works for you. Let's explore some…
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