Retirement Planning Built Around Real Life

We help clients in Encinitas, Carlsbad, and San Diego County plan for retirement with clarity and confidence. Retirement planning isn’t just about reaching a number — it’s about creating income, flexibility, and peace of mind for the years ahead.

Our work focuses on helping you move from saving to living on your wealth in a thoughtful, sustainable way.

What Retirement Planning Includes

Retirement planning often involves:

  • 401(k), 403(b), and IRA rollovers
  • Investment allocation before and during retirement
  • Retirement income planning
  • Social Security timing considerations
  • Coordinating multiple accounts and goals

We help you understand your options and make informed decisions — without pressure or unnecessary complexity.

A Long-View Perspective

In many traditions, planning is done with future generations in mind.

That mindset applies to retirement as well. Decisions made today affect not just your income, but your flexibility, taxes, and peace of mind years from now.

We help you think through those tradeoffs carefully.

Who This Is For

Retirement planning is especially valuable if you:

  • Are within 10 years of retirement
  • Have multiple retirement accounts
  • Want to understand how long your money needs to last
  • Are unsure how market volatility affects retirement income

👉 Schedule a retirement planning conversation: longhousewm.com/appointment